The mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.
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Many people approaching retirement wonder whether they've saved enough, but the better question may be how to turn those savings into dependable income throughout retirement. In this episode, Coach Pete explains the difference between simply accumulating assets and creating a retirement paycheck designed to support long-term financial confidence.
The discussion covers retirement income planning, common mistakes investors make when markets become volatile, considerations for federal employees using the Thrift Savings Plan (TSP), Roth conversion strategies, tax planning for retirees and business owners, and concerns surrounding non-traded REITs. Throughout the conversation, the emphasis remains on developing a written retirement plan that aligns investments, income needs, and long-term goals rather than relying on hope or market performance alone.
Whether you're several years from retirement or preparing to retire soon, this episode offers practical planning concepts to help you make more informed financial decisions.
Turn Retirement Savings Into a Monthly Income Plan
Retirement's Hidden Drains: Income, Fees and Your Plan
Coach Pete joins Thomas, Denise and Jackie for a Halloween-week conversation about the forces that can drain retirement money. The team connects income needs, risk and fees to a personal retirement plan, with a look at Coach Pete's Solving for Income and Unmasking the Monster resources.
Call 800-661-7383 or text PLAN to 600-700 to discuss your retirement plan. Financial Safari with Coach Pete.
Information is provided for educational purposes only and does not constitute investment, tax or legal advice. Consult a qualified professional before taking action. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing company.
See omnystudio.com/listener for privacy information.
Give Each Retirement Dollar a Job: Income, Risk and Taxes
What is each part of your retirement savings meant to do? Coach Pete, Thomas Lipscomb, Denise Reyes and Jackie Selby discuss building a monthly income strategy, assigning money different roles for income and risk, and considering taxes before making retirement decisions.
They explore income riders and Coach Pete’s color-coded approach to organizing savings around the retiree, a spouse and what may pass to family. To connect with the team, text PLAN to 600-700 or explore retirement resources at CoachPete.com.
Information is provided for educational purposes only and does not constitute investment, tax or legal advice. Consult a qualified professional before taking action. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing company.
See omnystudio.com/listener for privacy information.
Protect Your Business and Build a Retirement Paycheck
What needs to be in place before you leave a paycheck—or a business—behind? Coach Pete, Thomas Lipscomb, Jackie Selby, and Denise Reyes discuss business succession, buy-sell agreements, key-person insurance, and the questions to ask about how a financial advisor is paid.
The conversation connects those decisions with retirement income, market risk, estate planning, and the lifestyle changes that can catch couples by surprise. Hear why a written plan should address both the money you need each month and the life you want to live.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
Create Paychecks and Playchecks with Tom Hegna
Coach Pete welcomes retirement-income expert and author Tom Hegna to explore the difference between paychecks for essential expenses and playchecks for the travel, hobbies, and experiences that make retirement rewarding.
The discussion covers the shift from saving to spending, lifetime income annuities, Roth conversions, long-term care, and the role of life insurance in a legacy plan. Coach Pete also explains why the years around retirement deserve a written strategy. Listen for ways to connect your savings with the lifestyle you want—and questions to take to your own planning conversation.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
From Good to Great: Building the Retirement Lifestyle You Want
In this episode of Financial Safari, Coach Pete and the team discuss why retirement planning should focus on the life you want to live—not simply reaching a certain account balance. The conversation covers market volatility, long-term investing, diversification, inflation, and the importance of creating multiple income streams that can support both essential expenses and the experiences you hope to enjoy.
The team also explains how a written retirement plan can balance growth and protection, provide dependable income, and help retirees spend with greater confidence. From planning for travel and rising costs to addressing long-term care and creating a family legacy, the episode offers a broader look at turning accumulated savings into a retirement built around freedom, flexibility, and purpose.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
How to Succeed in Good Markets and Bad
In this episode of Financial Safari, Coach Pete and the team discuss why the investment strategy that builds wealth during your working years may not be the same strategy that protects your income in retirement. From concentrated company stock and cryptocurrency swings to the traditional 4% withdrawal rule, the conversation explores how market losses can have a much greater impact once regular withdrawals begin.
The episode breaks down sequence-of-returns risk, the importance of the financial “red zone,” and how separating money by purpose may help protect essential expenses while allowing other assets to pursue growth. Coach Pete also addresses longevity, inflation, hidden fees, spousal income, and the value of creating a written plan designed to provide dependable income through both strong and challenging markets.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
The Retirement Asset Most People Overlook: Reliable Income
In this episode of Financial Safari, Coach Pete is joined by Mike Milligan, founder of One Oak Financial and host of the One-of-a-Kind Financial Show, for a conversation about why dependable income may be the most valuable asset in retirement. They discuss the importance of giving every dollar a purpose, creating a written income plan, and replacing uncertainty with a reliable monthly paycheck.
The conversation also examines hidden advisory fees, “financial termites,” taxes, inflation, annuities, and the limitations of relying on investment accounts and Monte Carlo projections alone. Mike and Coach Pete explain why retirement planning should begin with the life you want to live—and then build an income strategy designed to support it regardless of what happens in the market.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
Review Your Beneficiaries, Fees, and Retirement Taxes with Phil Graham
When was the last time you checked your beneficiary forms or calculated what you pay in investment fees? Coach Pete and Thomas Lipscomb welcome financial strategist Phil Graham to examine the details that can quietly change a family’s retirement and legacy plans.
The discussion covers beneficiary designations, payable-on-death and transfer-on-death accounts, life insurance, and why a will may not control every asset. They also explore market losses near retirement, the cumulative effect of fees, Medicare income-related premiums, Social Security taxation, and Roth conversion planning. Use the conversation to build a list of questions for your next retirement review.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.
Prepare for Bad Market Timing Before You Retire
A market decline or unexpected job loss can arrive just as you are ready to retire. Coach Pete and the Financial Safari team discuss how to prepare for that transition with a written income plan, a clear understanding of risk, and a strategy for meeting monthly expenses.
The conversation explores market timing, AI-driven changes in the workforce, income annuities, and the value of multiple income streams. Coach Pete also explains his color-coded approach to separating growth money, protected money, and retirement income. Listen for practical questions about how your savings can support both necessities and the things you enjoy.
Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.
See omnystudio.com/listener for privacy information.